Always, Always carry uninsured motorist insurance. Even if you only the use the state minimum. Accidents happen even when we ride with our head on a swivel.
Most, if not all, states require some form of liability motorist insurance. While we like to think that everyone is aware each other on the road on the road. If you ride, you know that is not the case.
Bad drivers are everywhere. I used to think it I rode and thought of everyone on the were moving obsticles in my path. I learned my lesson the hard way……
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